What to do after discovering property damage in Florida?
If you’ve just discovered property damage to your Florida home or business, your first step should be to stay calm and protect your investment—not rush to file a claim on your own. Before you contact your insurance company, it’s critical to document the damage thoroughly and get professional guidance from a licensed Florida Public Adjuster.
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Insurance companies send their own adjusters to protect their financial interests—not yours. Without expert representation, policyholders often end up with undervalued, delayed, or even denied claims.
A Public Adjuster works exclusively for you, ensuring your damages are fully documented, your policy is interpreted correctly, and your claim is presented with the strongest possible evidence.
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At Four Winds Public Adjusters, we handle everything—from inspections and claim documentation to communication and negotiation with your insurance company. Our goal is simple: to help you recover every dollar you’re entitled to while removing the stress and uncertainty from the claims process.
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Start with a free claim consultation before speaking to your insurance company, and let our experts protect your property, your rights, and your peace of mind.
How a Public Adjuster helps your claim
Filing a new property damage insurance claim can be overwhelming—especially when you’re trying to navigate complex policy language, deadlines, and adjuster inspections. A Florida Public Adjuster can help you file your Insurance claim from the start to protect your recovery rights.
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A Florida Public Adjuster doesn’t just file your claim—we build it, defend it, and strengthen it. With Four Winds Public Adjusters on your side, you gain a dedicated team of claim experts committed to protecting your rights and delivering the results your policy promises.
Comprehensive Claim Documentation
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The foundation of a successful claim is solid documentation. Our licensed public adjusters perform detailed inspections, capture photographic and video evidence, and prepare professional reports that substantiate every aspect of your loss
Strategic Claim Presentation
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Insurance companies are experts at minimizing payouts. We’re experts at proving the full value of your damages. By organizing your claim with the right reports, estimates, and supporting evidence, we ensure your insurance claim presentation meets all policy requirements and stands up to insurer scrutiny.
Skilled Negotiation and Representation
When it’s time to negotiate, you need a professional on your side who understands insurance company tactics. We handle all communication and insurance negotiation on your behalf—challenging lowball offers and ensuring your claim is settled fairly, accurately, and efficiently.
You dont pay us until you get paid.
At Four Winds Public Adjusters, we believe that getting help with your insurance claim shouldn’t come with upfront costs or financial risk. That’s why we operate on a contingency basis—meaning you don’t pay us until you get paid.
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Our compensation is tied directly to your success. We only collect a small percentage of the settlement after we’ve helped you recover funds from your insurance company. This ensures our interests are 100% aligned with yours.
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Our no recovery, no fee approach gives you confidence and peace of mind throughout the process. You can focus on your recovery knowing that your licensed Florida Public Adjuster is fighting for your best outcome—risk-free.
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Ready to get started? Contact us today for a free claim consultation and see how we can help you recover more—without paying a dime upfront.
How to file a new Property Damage Claim
If you are preparing to file a new Insurance claim with your Insurance company, here are some tips from a Licensed Public Adjuster, to start on the right foot:
Review your policy
Gather your insurance paperwork to understand your coverages and limits.
Document your property damages
Take clear photos and videos of all damages before making any temporary or permanent repairs.
Get professional claim help early
Contact a Licensed Public Adjuster to review the viability of your claim and handle the claim process from the start. Book a Free Claim Consultation
Let us communicate with the Insurance
We’ll file the claim, present your damages, and push back against lowball offers.
Do not start repairs pematurely
Allow us to assess, document and review your policy before embarking in mitigation work or repairs to avoid obscuring or erasing evidence.
Secure a fair settlement
With expert representation, you’ll have the best chance at recovering the full amount needed to restore your property
Get help filing your new Insurance claim
Contact us today for a Free Claim Evaluation!
Don’t risk filing a claim alone. The earlier you involve a public adjuster, the stronger your case will be. At Four Winds Public Adjusters, we handle the paperwork, negotiations, and follow-up so you can focus on getting your life back on track.
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Call us today for a free consultation. Let us guide your new claim from day one and secure the settlement you truly deserve.
