LICENSED INSURANCE PUBLIC ADJUSTER NEAR YOU
Expert Claim Assistance for Policyholders
Dont face your Insurance company alone! Avoid mistakes on your property damage claim and save time by hiring Four Winds Public Adjusters to manage, document and secure a proper claim settlement.
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Florida, Georgia, South Carolina
Public Adjuster Insurance Claim Representation
Whether you’re a Residential or Commercial Policyholder in Florida, Georgia, or South Carolina, handling a property-damage insurance claim can be overwhelming—especially after unexpected events like broken pipes, water leaks, fire and smoke, flooding, or hurricane damage. Four Winds Public Adjusters is here to manage the process for you so you dont have to navigate uncharted waters.
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Blindly trusting your insurer can lead to claims that are underpaid, delayed, or denied. Insurance policies and coverage matrices are complex; without expert interpretation, you can’t be sure an insurer’s offer truly reflects your entitled recovery. Don’t leave money on the table—let Four Winds prepare a defensible claim, document all covered losses, and negotiate on your behalf.
While the insurer’s adjuster is focused on protecting the company’s financial interests, our licensed public adjusters in Florida, Georgia, and South Carolina work exclusively for you. We document losses thoroughly, build defensible valuations supported by hard data, and negotiate to ensure you receive the funds needed to return to normal as quickly as possible.
Free claim consultation with a licensed Public Adjuster
"We don’t just file claims—we fight for fair settlements and ensure you receive the recovery you’re entitled to under your policy."
We specialize in the following Property Damage Claims
Our Public Adjusters are experienced at dealing with any type of damage. Let our Public Adjusters review your claim at no charge so you can make an informed decision on whether you should file a claim for your property damages.
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Fire Damage
Tornado Damage
Under Slab leak
Roof Damage
Flood Damage
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Water Damage
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Hurricane Damage
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Mold Damage
Condominium leaks
Our Public Adjusters get you MORE on your Insurance claim.
Policyholders who hire a licensed public adjuster recover far more than those who handle claims alone — in our experience clients often receive payouts up to 500% higher than self-handled claims. That dramatic difference comes down to expertise: we master the art of forensic documentation, translate complex policy language into recoverable coverages, and present airtight, evidence-based arguments that substantiate every damaged item. The result is faster, fairer settlements and real dollar recovery for your propert Insurance claim.
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Fire Damage
Circuit breaker
Initial Offer:
$50,000
$345,000
Secured by Four Winds
Fridge Water supply leak
Initial Offer:
$4,623.00
$54,613.71
Secured by Four Winds
Hurricane Damage
Initial Offer:
1,614.16
$90,000.00
Secured by Four Winds
Some of our most recent claim settlement results secured by our Public Adjusters:
Click below to see the results we got our clients
Fire Damage
Kitchen fire
Initial Offer:
$106,000
$409,234.77
Secured by Four Winds
Plumbing slab leak
Initial Offer:
$25,531.82
$101,000.00
Secured by Four Winds
Plumbing Sys
collapse
Initial Offer:
$27,034.05
$92,423.38
Secured by Four Winds
Locations serviced
Disclaimer: The outcome of any claim depends on the specific facts and circumstances of each case. Past results do not guarantee or predict similar outcomes in future cases.
We are headquartered in South Florida but our roots reach residential and commercial homeowners in Georgia and South Carolina as well - and growing! If you have property damage and filing an Insurance claim, find one of our local Public Adjuster near you for a free Discovery call today.
Under Slab leak
FLORIDA
GEORGIA
SOUTH CAROLINA
Why choose Four Winds Public Adjuster for your property damage claim
When policyholders face insurance companies alone, they’re often at a disadvantage. Insurers have teams of adjusters, experts, and attorneys working to protect the company’s bottom line — not yours. The result can be underpaid claims, missed coverage, long delays, or unnecessary denials.
That’s where Four Winds makes a difference. We are a licensed, client-first public adjusting firm serving homeowners and business owners across Florida, Georgia, and South Carolina. Our mission is simple: to represent you — not your Insurance company — and relentlessly pursue a full, fair recovery for your property damage.
Your Local Public Adjuster Working for You
We’re local, responsive, and client-focused. Our goal is simple: protect your recovery rights, minimize your out-of-pocket cost, and restore your property — quickly, fairly, and with complete transparency.
Insurance Claim Help You Can Trust
From the first site inspection to final closeout, we handle every detail: forensic documentation, policy interpretation, specialist/expert coordination, precise estimating, and aggressive negotiation. We combine more than a decade of industry experience with modern capture and estimating technology to produce claim packages insurers take seriously — and settlements homeowners and businesses can rely on.
Maximizing Your Insurance Settlement
By thoroughly documenting your damages and leveraging our expertise in policy interpretation, we help you secure the maximum insurance settlement you’re entitled to under your policy.
Ready to file your claim?
Contact Four Winds Public Adjusters today for expert insurance claim help in Florida, Georgia, South Carolina and a free claim consultation with a Licensed Public Adjuster near you.
No Upfront Fees – We Only Get Paid When You Do
The good news is that hiring a Public Adjuster for your property damage claim requires no upfront payment or deposit. At Four Winds Public Adjusters, we work on a contingency basis, which means we only get paid by producing results for you. Our fee is simply a small percentage of the settlement we help you secure—making our services an investment in your recovery, not an added expense. In fact, policyholders who hire a Public Adjuster typically receive significantly higher settlements (A study showed a 500% increase for non-catastrophic claims and 700%+ on catastrophic claims) than those who handle claims on their own. And because our fees are far lower than the 33% plus legal costs an attorney would charge, you keep more of your settlement to repair and restore your property.
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Integrity & Transparency
Clear engagement terms, documented actions, and honest communication throughout the claim lifecycle.
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Forensic Documentation
Strong documentation is the foundation of a successful claim. With comprehensive claim documentation, we create indisputable, professional evidence that present your damages in a way that your insurance company can’t dispute.
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Policy expertise
We decode your policy coverage matrix — endorsements, exclusions, ordinance/law provisions and loss settlement provisions — so every eligible line item is identified and pursued on your behalf.
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Maximized Insurance Settlement
By combining expert evaluation with deep knowledge of insurance policies, local building codes and insurance regulations, our Public Adjusters help maximize your insurance settlement and secure the recovery you deserve.
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Specialist network and expert Authority
We coordinate experts such as Water& Mold restoration companies, engineers, hygienists, roofing consultants and licensed contractors when necessary to produce authoritative reports that validate complex or hidden damage.
Industry-standard Insurance repair estimates
Our Xactimate-ready estimates, detail your damages and cost room-by-room, line-by-line, and localized cost data produce credible, defensible valuations insurers take seriously.
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Skilled Insurance Negotiation
Negotiating with your insurance company can be challenging on your own. Through strategic insurance negotiation, we protect your best interests and work to achieve a fast, fair, and accurate payout.
Need help with your property damge Insurance Claim?
Get a Free Discovery call & damage assessment
Don't leave the outcome of your claim to chance—Call Four Winds Public Adjusters today for a Free claim review and free Home inspection.
Learn more about the best course of action for your claim and how we can help you maximize your compensation.